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V |
| Variable interest rate A loan rate that moves up and down based on factors including changes in the rate paid on bank certificates of deposit or Treasury bills. |
| Variable rate mortgage A loan with an interest rate that hinges on factors such as the rate paid on bank certificates and Treasury bills. |
| Variable rate An interest rate that changes with fluctuations in such indexes as the U.S. Treasury bill index. |
| Vaulted ceiling An elongated half-cylinder that arches above the floor. |
| Verification of deposit Part of the loan process, in which a lender will ask a borrower's bank to sign a statement verifying the borrower's account balances and history. |
| Verification of employment Part of the loan process, in which a lender asks the borrower's employer for confirmation of the borrower's position and salary. |
| Vestibule A small entrance hall or room. |
| Veterans Administration (VA) The U.S. Department of Veterans Affairs operates a variety of programs to help veterans. One of the key plans it oversees is the VA loan program, which allows most veterans to purchase a house without a down payment. |
| Victorian style An architectural style that dates from the mid-19th century. |
| Vinyl-clad windows Wood windows sheathed in vinyl on the outside. |
| Voluntary lien A lien that a homeowner willingly gives to a lender. |
| VA loans A program that allows most veterans to purchase a house without a down payment. |